About WARBABANK
Warba Bank K.S.C.P., together with its subsidiaries, provides various banking products and services in Kuwait, rest of the Middle East countries, and internationally. It operates through Corporate, Retail, Treasury, Investment, and Other segments. The company offers current, salary, investment savings, family, and call accounts; credit cards; fixed deposits; and personal financing products, including auto, consumer, medical, housing, Al Wafi, transfer the debt, auto and medi cash, and health educational programs finance services. It also provides corporate banking services, such as real estate and industrial plot Ijara ending with ownership transfer, private housing finance, commodity Murabaha, and letters of credit and guarantee, as well as financing for the purchase of assets; and investment banking services, such as structured, securitization, and syndication finance services. In addition, the company offers discretionary, non-discretionary, and custody portfolio management services; online and mobile banking services; and POS devices, corporate deposit card, concierge, and payment gateway activities. Further, the company provides real estate, financial securities, and corporate management services; and partners with the brands and agencies to introduce them to the Kuwait market. Warba Bank K.S.C.P. was incorporated in 2010 and is headquartered in Kuwait City, Kuwait.
Headquarters
Kuwait City, Kuwait
Industry
Banking
Exchange
Boursa Kuwait
Key Metrics
Stock & Valuation
Profitability
Returns
Financial Health
WARBABANK annual financials
Warba Bank — revenue, net profit, assets, equity and earnings per share, 2020–2025. Source: audited annual reports filed to Boursa Kuwait.
| Year | Revenue | Net profit | Total assets | Equity | EPS |
|---|---|---|---|---|---|
| 2025 | KD 109.3m | KD 49.6m | KD 6.03bn | KD 980.1m | 11.5 fils |
| 2024 | KD 80.3m | KD 22.4m | KD 5.29bn | KD 411.8m | 8.8 fils |
| 2023 | KD 64.1m | KD 19.7m | KD 4.83bn | KD 391.2m | 8.1 fils |
| 2022 | KD 79.2m | KD 19.3m | KD 4.20bn | KD 373.9m | 7.4 fils |
| 2021 | KD 107.4m | KD 16.0m | KD 3.58bn | KD 415.8m | 6.0 fils |
| 2020 | KD 78.8m | KD 5.6m | KD 3.48bn | KD 280.1m | 0.4 fils |
Latest earnings call — Q2 2026
Warba Bank analyst conference, 18 August 2026
Warba Bank delivered solid core earnings growth for H1 2026, driven by margin expansion and an acceleration in financing momentum during Q2 after a geopolitical slowdown in Q1. Net profit increased 18.9% YoY to KWD 24.2M, but headline EPS fell 21.9% YoY to 4.29 fils due to share dilution from the 2025 rights issue. The main takeaway is operational resilience: Net Financing Margins (NFM) widened slightly as funding costs repriced faster than assets following rate cuts, and financing growth accelerated to 6% QoQ (+KWD 220M). While provisions spiked (+84% YoY), asset quality remains contained with NPLs stable at 1.4%.
Full brief: numbers that matter, guidance, analyst pushback, risks · ~450 words
Sign up free to readDividend History
Latest DPS
0.003 KD
Year 2022
Dividend Yield
0.00%
Annual
Avg DPS
0.003 KD
5 years
Growth
0.0%
5 years
Recent Payments
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Paid 4/29/2026
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Paid 4/28/2025
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Paid 5/15/2024
