Back to Stocks
Kuwait International Bank logo

Kuwait International Bank

KIB • Kuwait Boursa

0.248 KWD-0.40%

Sector

Banking

Last Updated

9/3/2026

About KIB

Kuwait International Bank K.S.C.P., together with its subsidiaries, provides Islamic banking products and services for individual and corporate customers in Kuwait. The company operates through Commercial, Retail Estate, and International Banking; Retail Banking; Treasury and Investment Banking; and Others segments. The company offers various personal banking products and services, including youth, current, savings, black, salary accounts, and Al Dirwaza Account; Wakala, flexible, long term, and KIB term deposits; vehicle, construction material, medical, and goods Murabaha financing products; debit, credit, and prepaid cards; online and mobile banking, safety deposit box, and customs bills payment services; and travel insurance services. It also provides corporate online platform; corporate prepaid cards; call accounts; paycards; contracting and project financing; corporate financing products; real estate financing; and real estate appraisal services. In addition, the company offers property management services, including marketing and managing properties, collection of rent, online rent payment, preparing accounting reports, maintenance services, and legal services, as well as ATM services. Further, it provides liquidity management, correspondent banking, clearing, Murabaha investments, and exchange of deposits with banks and other financial institutions, as well as commodity Murabaha finance, Ijara, and Wakala and Musawama facilities. Additionally, the company is involved in the purchase and sale of properties, leasing, and other trading activities. Kuwait International Bank K.S.C.P. was incorporated in 1973 and is based in Kuwait City, Kuwait.

Headquarters

Kuwait City, Kuwait

Industry

Banking

Exchange

Boursa Kuwait

Key Metrics

Stock & Valuation

Stock Price:0.248 KD
EPS:0.014 KD
P/E Ratio:17.1
Price to Book:0.00
Dividend Yield:3.23%

Profitability

Net Profit:30.5M KD
Revenue:101.5M KD
Gross Margin:67.7%
Operating Margin:32.1%
Net Margin:30.0%

Returns

ROE:5.3%
ROA:0.7%
Total Assets:4.6B
Total Equity:479.1M
Operating Cash Flow:123.2M KD

Financial Health

Current Ratio:0.97
Debt to Equity:7.84
Cash:145.3M KD
Total Liabilities:4.16B KD
Net Cash Position:-4.01B KD

KIB annual financials

Kuwait International Bank — revenue, net profit, assets, equity and earnings per share, 20202025. Source: audited annual reports filed to Boursa Kuwait.

Kuwait International Bank (KIB) annual financial results in Kuwaiti dinars
YearRevenueNet profitTotal assetsEquityEPS
2025KD 101.5mKD 30.5mKD 4.64bnKD 479.1m14.5 fils
2024KD 91.4mKD 23.3mKD 3.92bnKD 444.0m11.0 fils
2023KD 72.6mKD 19.3mKD 3.62bnKD 427.8m10.3 fils
2022KD 62.5mKD 13.7mKD 3.58bnKD 348.7m7.9 fils
2021KD 66.8mKD 11.1mKD 3.14bnKD 357.7m5.7 fils
2020KD 63.8mKD 123kKD 2.80bnKD 352.3m-5.1 fils

Latest earnings call — Q2 2026

Kuwait International Bank analyst conference, 30 July 2026

KIB delivered solid 1H26 earnings expansion with net profit attributable to shareholders rising 18.2% YoY to KD 17.54m, driven by robust non-financing income (+29% YoY to KD 17.75m) and a 63% drop in net provisions. The underlying business is accelerating on the top line and balance sheet, but structural headwinds persist: operating expenses climbed 14% YoY due to digital investments, and Net Financing Margin compressed 20 bps YoY to 1.6%. While bottom-line growth is strong, the earnings beat is heavily flattered by lower credit costs rather than margin expansion.

Full brief: numbers that matter, guidance, analyst pushback, risks · ~500 words

Sign up free to read

Dividend History

Latest DPS

0.008 KD

Year 2025

Dividend Yield

3.23%

Annual

Avg DPS

0.007 KD

13 years

Growth

+60.0%

13 years

Recent Payments

2025 Dividend(annual)

0.008 KD

Paid 4/20/2026

2024 Dividend(annual)

0.005 KD

Paid 4/23/2025

2023 Dividend(annual)

0.005 KD

Paid 4/25/2024