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Gulf Insurance Group

GINS • Kuwait Boursa

1.211 KWD+4.04%

Sector

Insurance

Last Updated

10/18/2026

About GINS

Gulf Insurance Group K.S.C.P., together with its subsidiaries, provides insurance products and services to individuals and businesses in Kuwait, GCC countries, and internationally. The company operates in two segments: General Risk Insurance, and Life and Medical Insurance. The General Risk Insurance segment provides general insurance products comprising marine and aviation, motor vehicles, property, and engineering and general accidents insurance products. The Life and Medical Insurance segment offers savings, protection products, and other long-term contracts. This segment also provides whole life insurance, term insurance, unitized pensions, pure endowment pensions, group life and disability insurance, and credit life insurance, as well as group medical insurance products, such as third-party administration, preferred global health, and FAY products. In addition, the company offers takaful insurance and reinsurance products. Gulf Insurance Group K.S.C.P. was incorporated in 1962 and is based in Kuwait City, Kuwait. Gulf Insurance Group K.S.C.P. is a subsidiary of Fairfax (Barbados) International Corp.

Headquarters

Kuwait City, Kuwait

Industry

Insurance

Exchange

Boursa Kuwait

Key Metrics

Stock & Valuation

Stock Price:1.211 KD
EPS:0.076 KD
P/E Ratio:16.0
Price to Book:0.00
Dividend Yield:3.30%

Profitability

Net Profit:31.5M KD
Revenue:728.6M KD
Gross Margin:14.7%
Operating Margin:6.0%
Net Margin:4.3%

Returns

ROE:7.7%
ROA:2.4%
Total Assets:1.3B
Total Equity:407.6M
Operating Cash Flow:14.7M KD

Financial Health

Current Ratio:N/A
Debt to Equity:2.26
Cash:152.3M KD
Total Liabilities:919.3M KD
Net Cash Position:-767.0M KD

GINS annual financials

Gulf Insurance Group — revenue, net profit, assets, equity and earnings per share, 2020–2025. Source: audited annual reports filed to Boursa Kuwait.

Gulf Insurance Group (GINS) annual financial results in Kuwaiti dinars
YearRevenueNet profitTotal assetsEquityEPS
2025KD 728.6mKD 31.5mKD 1.33bnKD 407.6m75.8 fils
2024KD 846.6mKD 31.8mKD 1.24bnKD 380.1m80.2 fils
2023KD 818.3mKD 29.5mKD 1.18bnKD 374.1m74.7 fils
2022KD 831.7mKD 43.0mKD 1.35bnKD 364.8m134.6 fils
2021KD 548.5mKD 54.5mKD 1.36bnKD 317.3m223.7 fils
2020KD 444.4mKD 20.1mKD 800.7mKD 145.3m85.3 fils

Dividend History

Latest DPS

0.040 KD

Year 2025

Dividend Yield

3.30%

Annual

Avg DPS

0.043 KD

7 years

Growth

+11.1%

7 years

Recent Payments

2025 Dividend(annual)

0.040 KD

Paid 5/25/2026

2024 Dividend(annual)

0.023 KD

Paid 6/4/2025

2023 Dividend(annual)

0.037 KD

Paid 5/30/2024