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GFH Financial Group BSC

GFH • Kuwait Boursa

0.168 KWD-0.59%

Sector

Financial Services

Last Updated

9/3/2026

About GFH

GFH Bank B.S.C., an Islamic wholesale investment bank, provides investment advisory and transaction services in GCC countries, the Middle East and North Africa, Asia, North America, and internationally. The company operates through Wealth & Investment Management; Credit & Financing; and Treasury and Proprietary segments. The Wealth & Investment Management segment offers private equity and asset management services; and Islamic asset-backed and equity capital markets, Islamic financial advisory, and mid-sized mergers and acquisition transaction services. The Credit & Financing segment provides commercial, corporate, and retail banking services; and wealth management services, as well as structured investment products and project financing facilities. The Treasury and Proprietary segment offers treasury and residual investment asset services; and co-investment assets. It engages in the real estate development and investment, hospitality management, and education institution activities; and owns, manages, and leases real estate properties. GFH Bank B.S.C. was formerly known as GFH Financial Group BSC and changed its name to GFH Bank B.S.C. in April 2026. GFH Bank B.S.C. was incorporated in 1999 and is headquartered in Manama, the Kingdom of Bahrain.

Headquarters

Kuwait City, Kuwait

Industry

Financial Services

Exchange

Boursa Kuwait

Key Metrics

Stock & Valuation

Stock Price:0.168 KD
EPS:0.039 KD
P/E Ratio:4.3
Price to Book:0.00
Dividend Yield:0.95%

Profitability

Net Profit:145.5M KD
Revenue:719.5M KD
Gross Margin:100.0%
Operating Margin:59.0%
Net Margin:20.2%

Returns

ROE:3.3%
ROA:1.2%
Total Assets:12.2B
Total Equity:1.1B
Operating Cash Flow:448.3M KD

Financial Health

Current Ratio:0.81
Debt to Equity:1.74
Cash:249.2M KD
Total Liabilities:11.06B KD
Net Cash Position:-10.82B KD

GFH annual financials

GFH Financial Group BSC — revenue, net profit, assets, equity and earnings per share, 20202025. Source: audited annual reports filed to Boursa Kuwait.

GFH Financial Group BSC (GFH) annual financial results in Kuwaiti dinars
YearRevenueNet profitTotal assetsEquityEPS
2025KD 719.5mKD 145.5mKD 12.20bnKD 1.14bn39.2 fils
2024KD 675.8mKD 128.5mKD 11.03bnKD 1.12bn32.7 fils
2023KD 369.5mKD 105.2mKD 11.12bnKD 1.07bn29.5 fils
2022KD 441.7mKD 97.7mKD 9.76bnKD 1.07bn26.5 fils
2021KD 398.7mKD 92.6mKD 8.08bnKD 1.17bn25.0 fils
2020KD 323.4mKD 49.3mKD 6.59bnKD 1.19bn13.5 fils

Latest earnings call — Q2 2026

GFH Financial Group BSC analyst conference, 18 August 2026

GFH delivered a solid H1 2026 with shareholder net profit expanding 13.3% YoY to US$76.2m and ROAE reaching 15.0% (up 330 bps from FY25), driven by an accelerating Wealth & Investment Management division (+48.4% YoY) that compensated for a 27% YoY normalization in Treasury & Proprietary income. Total income grew 4.4% YoY to US$309.8m against disciplined opex growth of 2.2% YoY. While underlying earnings momentum remains intact, the key negative surprise was elevated provisioning at retail subsidiary Khaleeji Bank (US$17.9m of the Group's total US$24.6m ECL) and cash preservation via skipping semi-annual interim dividends.

Full brief: numbers that matter, guidance, analyst pushback, risks · ~450 words

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Dividend History

Latest DPS

0.002 KD

Year 2025

Dividend Yield

0.95%

Annual

Avg DPS

0.007 KD

11 years

Growth

-84.0%

11 years

Recent Payments

2025 Dividend(interim)

0.002 KD

Paid 9/11/2025

2024 Dividend(annual)

0.006 KD

Paid 4/14/2025

2023 Dividend(annual)

0.006 KD

Paid 4/22/2024