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Boubyan Bank

BOUBYAN • Kuwait Boursa

0.656 KWD-0.76%

Sector

Banking

Last Updated

10/19/2026

About BOUBYAN

Boubyan Bank K.S.C.P., together with its subsidiaries, provides various banking products and services in Kuwait, the Middle East, North Africa, Europe, the United Kingdom, and internationally. The company operates through four segments: Consumer Banking, Corporate Banking, Investment Banking and International Operations, and Treasury. It offers salary, youth, savings, current, and call accounts; fixed deposits; housing and construction, auto, furniture and appliances, health, education, short-term finance, as well as financing against deposit products; trade finance products comprising letters of credit and guarantee; and credit, debit, and prepaid cards. The company also provides consumer finance, credit cards, deposits and other branch related services to individuals and institutional customers, Murabaha, Ijarah, trade service, and other related services to business and corporate customers, as well as treasury services; and motor, home, fire and general accident, car, marine and aviation, family takaful, and medical insurance products. In addition, it handles direct investments, investment in associates, local and international real estate investment, and asset and wealth management activities; and local and international Murabaha and other Islamic financing primarily with banks, as well as manages its funding operations. Further, the company offers brokerage services to institutions and high net worth individuals; and mobile, online, and WhatsApp banking services, as well as property management services. Boubyan Bank K.S.C.P. was incorporated in 2004 and is based in Kuwait City, Kuwait. Boubyan Bank K.S.C.P. operates as a subsidiary of National Bank of Kuwait S.A.K.P.

Headquarters

Kuwait City, Kuwait

Industry

Banking

Exchange

Boursa Kuwait

Key Metrics

Stock & Valuation

Stock Price:0.656 KD
EPS:0.021 KD
P/E Ratio:30.6
Price to Book:0.00
Dividend Yield:0.00%

Profitability

Net Profit:100.9M KD
Revenue:267.6M KD
Gross Margin:N/A
Operating Margin:49.7%
Net Margin:37.7%

Returns

ROE:8.9%
ROA:1.0%
Total Assets:10.2B
Total Equity:1.1B
Operating Cash Flow:-109.8M KD

Financial Health

Current Ratio:N/A
Debt to Equity:7.97
Cash:542.5M KD
Total Liabilities:9.06B KD
Net Cash Position:-8.52B KD

BOUBYAN annual financials

Boubyan Bank — revenue, net profit, assets, equity and earnings per share, 2020–2025. Source: audited annual reports filed to Boursa Kuwait.

Boubyan Bank (BOUBYAN) annual financial results in Kuwaiti dinars
YearRevenueNet profitTotal assetsEquityEPS
2025KD 267.6mKD 100.9mKD 10.20bnKD 1.14bn21.4 fils
2024KD 246.2mKD 96.8mKD 9.38bnKD 1.09bn21.6 fils
2023KD 218.0mKD 78.2mKD 8.40bnKD 1.03bn18.8 fils
2022KD 201.4mKD 54.3mKD 7.88bnKD 979.7m14.2 fils
2021KD 187.8mKD 48.0mKD 7.35bnKD 750.1m13.6 fils
2020KD 167.5mKD 33.5mKD 6.44bnKD 626.7m9.7 fils

Latest earnings call — Q2 2026

Boubyan Bank analyst conference, 23 July 2026

Boubyan delivered a stable, thesis-confirming H1 2026 result with net profit attributable to shareholders rising 5% YoY to KD 54.7M (EPS 10.95 fils), matching guidance expectations despite a 9 bps margin compression and regional macro headwinds. Core credit growth re-accelerated in Q2 as retail lending rebounded alongside corporate, bringing H1 net financing growth to 8% YoY (KD 8.1B). Profitability was aided by strong investment income (+35% YoY) and tight discretionary opex control, though net financing income growth was modest (+4% YoY) due to deposit repricing lags and high liquidity buffers.

Full brief: numbers that matter, guidance, analyst pushback, risks · ~450 words

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Dividend History

Latest DPS

0.010 KD

Year 2024

Dividend Yield

0.00%

Annual

Avg DPS

0.007 KD

12 years

Growth

+100.0%

12 years

Recent Payments

2025 Dividend(bonus)

—

2024 Dividend(annual)

0.010 KD

Paid 4/15/2025

2023 Dividend(annual)

0.008 KD

Paid 4/28/2024