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Arzan Financial Group For Financing And Investment

ARZAN • Kuwait Boursa

0.314 KWD+0.96%

Sector

Financial Services

Last Updated

9/3/2026

About ARZAN

Arzan Financial Group for Financing and Investment - KPSC, together with its subsidiaries, engages in the wealth management, credit and assets management, debt collections, and venture capital investment businesses in Kuwait. It operates through four segments: Instalment credit, Investments, Financial Brokerage, and Real Estate. The company provides asset management and brokerage services, such as margin trading, non-discretionary, and custody portfolios; advises on real estate, private equity, and development investments; and venture capital services. It provides working capital, inventory replenishment, and capital assets purchases to small and medium businesses; and debt collector services. In addition, the company engages in financing services, including financing, management, and brokerage; trading in real estate activities; general trading and contracting; project management; hospitality activities; credit facilities services; investment activities; financial advisory services; consulting services; fund management; and digital currency services. The company was formerly known as International Finance Company (K.P.S.C) and changed its name to Arzan Financial Group for Financing and Investment - KPSC in November 2013. The company was incorporated in 1980 and is based in Kuwait City, Kuwait.

Headquarters

Kuwait City, Kuwait

Industry

Financial Services

Exchange

Boursa Kuwait

Key Metrics

Stock & Valuation

Stock Price:0.314 KD
EPS:0.026 KD
P/E Ratio:12.2
Price to Book:0.00
Dividend Yield:0.64%

Profitability

Net Profit:24.8M KD
Revenue:38.6M KD
Gross Margin:100.0%
Operating Margin:67.5%
Net Margin:64.1%

Returns

ROE:8.2%
ROA:6.4%
Total Assets:384.9M
Total Equity:301.6M
Operating Cash Flow:-8.4M KD

Financial Health

Current Ratio:0.53
Debt to Equity:0.28
Cash:6.0M KD
Total Liabilities:83.3M KD
Net Cash Position:-77.3M KD

ARZAN annual financials

Arzan Financial Group For Financing And Investment — revenue, net profit, assets, equity and earnings per share, 20202025. Source: audited annual reports filed to Boursa Kuwait.

Arzan Financial Group For Financing And Investment (ARZAN) annual financial results in Kuwaiti dinars
YearRevenueNet profitTotal assetsEquityEPS
2025KD 38.6mKD 24.8mKD 384.9mKD 301.6m25.6 fils
2024KD 25.4mKD 16.0mKD 283.2mKD 227.2m16.6 fils
2023KD 15.9mKD 8.7mKD 209.7mKD 171.9m8.7 fils
2022KD 16.8mKD 10.0mKD 193.6mKD 156.6m10.1 fils
2021KD 14.6mKD 8.8mKD 196.2mKD 165.3m9.5 fils
2020KD 5.8mKD -9.2mKD 155.4mKD 122.6m-12.0 fils

Latest earnings call — Q2 2026

Arzan Financial Group For Financing And Investment analyst conference, 19 August 2026

Arzan Financial Group reported flat bottom-line results for H1 2026, with attributable net profit unchanged at KWD 9.39M (EPS flat at 9.77 fils), indicating stabilizing core earnings despite operational cost inflation. However, total comprehensive income swung dramatically to a net loss of KWD 3.30M (down 113% YoY from a KWD 25.78M gain in H1 2025) due to severe fair-value markdowns on listed equity investments (FVOCI) amid regional market volatility. The core thesis does not materially change: the underlying business remains steady, supported by dividends and associate income, but significant exposure to Kuwaiti equities continues to drive extreme balance-sheet and book-value volatility.

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Dividend History

Latest DPS

0.002 KD

Year 2026

Dividend Yield

0.64%

Annual

Avg DPS

0.003 KD

6 years

Growth

-20.0%

6 years

Recent Payments

2026 Dividend(interim)

0.002 KD

2025 Dividend(annual)

0.002 KD

Paid 6/10/2026

2024 Dividend(annual)

0.003 KD

Paid 6/4/2025